New protections and benefits exist, but higher premiums and reduced work hours possible

TUESDAY, Sept. 24 (HealthDay News) — The Obama administration’s sweeping health reform law known as the Affordable Care Act goes well beyond helping America’s uninsured. It also affects roughly 159 million workers and family members who now have job-based health coverage.

If you have an employer-sponsored health plan, you satisfy the law’s “individual mandate” that requires most people to have health coverage or pay a fine. And because of the health reform law, sometimes known as “Obamacare,” your job-based health plan may include new insurance protections and benefits. [Read more…]